Executive Profile

Davina Phan

Senior Sales & Marketing Manager

Sales Leadership | Market Analysis | Business Operations

I have over 20 years of professional experience managing sales operations, marketing coordination, and business performance across consumer finance, retail, and food & beverage sectors.

Davina Phan - Senior Executive

Professional Foundation

20+ years of proven expertise across operations, finance, and business leadership

20+ years of professional experience in sales management, marketing coordination, and business operations

Strong foundation in accounting and financial discipline

Long-term leadership experience within a large consumer finance organization (JACCS)

Experience across consumer finance, retail, and food & beverage industries

Hands-on involvement in managing multi-location and large-scale operations with focus on sustainable growth and operational excellence.

Primary Experience

14+ years building operational excellence and business growth at Japan's leading consumer finance company

Davina Phan speaking at corporate event

Senior Sales & Marketing Manager

JACCS Vietnam – Japan's Leading Consumer Finance Company

2011 – Present (14+ Years)

JACCS Vietnam is Japan's leading consumer finance company in Vietnam, providing installment loans through 1000+ dealer partners and retail channels nationwide. As Senior Sales & Marketing Manager, I coordinate sales and marketing operations across multiple distribution channels, working with Sales, Marketing, Operations, Risk/Credit, and Finance teams to maintain operational consistency and growth within risk management parameters.

Manage & develop Sales-Marketing strategy for consumer finance products
Analyze sales data, customer behavior, and channel effectiveness to recommend business strategy adjustments
Coordinate multi-channel sales system including dealer partners, direct sales points, and partnership channels
Establish and monitor sales KPIs, growth metrics, and operational efficiency
Collaborate closely with Operations, Risk/Credit, and Finance departments to ensure growth with quality control & risk management

Key Contributions

Financial Discipline Meets Data Intelligence

Accounting-trained executive who brings financial rigor to AI implementation. Transform raw data into financially sound, actionable insights for executive decision-making.

Multi-Department Synchronization

Work directly with multiple departments to align business-operations-data objectives, preventing 'hot growth' without proper controls.

Strategic Value Creation

Build stable and sustainable sales operations foundation. Enhance analysis & reporting quality. Drive management mindset shift from intuition-based to data-driven. Create foundation for AI adoption in business intelligence.

Core Expertise

Strategic Business Growth

Experience supporting business growth initiatives through sales planning, market analysis, and coordination across finance, retail, and consumer-focused industries.

Data Analysis & Decision Support

Use data analysis and reporting to support management decision-making, trend identification, and performance monitoring.

Financial Operations & Accounting Foundation

Strong foundation in accounting and financial operations, supporting accurate reporting, cost awareness, and operational discipline.

Cross-Functional Leadership

Work across Sales, Marketing, Operations, Risk/Credit, and Finance teams to align objectives and ensure consistent execution.

Market Assessment & Entry Support

Experience participating in market assessment and entry support activities, including evaluating operational fit and execution readiness.

Performance Monitoring & Process Improvement

Support performance monitoring and continuous improvement by reviewing workflows, identifying inefficiencies, and standardizing reporting structures.

Davina Phan - Strategic Leadership
Davina Phan - Professional Excellence

Career Evolution: Accounting Foundation → Finance → FMCG → AI Innovation

I started as a Production Accountant counting inventory. Today, I lead operations across multiple channels with AI-powered dashboards. This journey gave me something rare: I see what both accountants AND operators miss. When I optimize, profits follow—because I understand the numbers behind the business.

2011 – Present (14+ Years)

Senior Sales & Marketing Manager

JACCS Vietnam (Japan's Leading Consumer Finance)

  • Managing nationwide sales & marketing strategy in consumer finance
  • Analyzing business data, customer behavior, and channel effectiveness to drive business growth
  • Coordinating 1000+ dealer partnerships across 5 regions with 95%+ satisfaction rate
  • Built AI-powered dashboard (2025) cutting reporting time significantly and improving operational efficiency
  • Implemented AI-driven targeting and channel optimization to enhance performance
2008 – 2009

Store Manager & Head of Sales – Flagship Store

LETAM Trade & Service Co., Ltd. (Lee's Coffee & Lee's Sandwiches - US Brand)

  • Managed flagship store for Lee's Coffee & Lee's Sandwiches (first and only location in Vietnam)
  • Setup & operated store with full responsibility for store development and operations
  • Introduced frozen ready-to-drink coffee to 5+ supermarket chains (Coop Mart, Big C, Metro)
  • Conducted comprehensive market validation and identified key market insights within first year
  • Recommended market strategy adjustments based on operational and market findings
2006 – 2008

General Manager – Standard Coffee Shops System

Trung Nguyen Coffee Corporation

  • Managed 5 company-owned flagship coffee shops (model stores for franchise system)
  • Developed operational standards and training programs that served as blueprint for franchise network expansion
  • Calculated operational efficiency metrics and optimized business processes
  • Led flagship store system to achieve consistent profitability objectives and efficiency improvements
  • Created financial controls and operational playbooks that were later adopted by Trung Nguyen franchise network nationwide
2002 – 2005

Area Manager – Bakery Retail System

KIDO Corporation

  • Internal career path (3 years): Production Accountant (2002) → Sales (2003) → Deputy Manager (2004) → Area Manager managing 6 stores (2005)
  • Optimized operations and implemented efficiency improvements across retail locations
  • Applied accounting discipline to enhance profitability and operational control
  • Managed P&L and operations for multiple retail locations with focus on efficiency and profitability improvements

Technology & Credentials

Tools & Technologies

AI & Automation:

Excel (advanced) • Google Sheets • Looker Studio

Data Visualization:

Dashboards and management reports

Creative Tools:

Adobe Creative Suite (Photoshop, Illustrator, InDesign) • Canva • CapCut

Academic Foundation

Bachelor of Business Administration (BBA)

University of Economics Ho Chi Minh City (UEH)

2003 – 2006

College Degree - Business Administration

College of Foreign Economic Relations (1998 – 2001)

Vocational Diploma - Accounting & IT

College of Finance and Accounting IV (2000 – 2002)

Professional Development

  • Advanced Financial Accounting & Cost Management (UEH)
  • Digital Marketing Certification (Google)
  • AI-powered tools for reporting and analysis (self-directed learning)
  • Ongoing use of design and productivity tools in professional work